“Site Materials” means all services, information, data, document, communications, downloads, files, text, images, videos, webcasts, tools, resources, products, or other content made available or enabled via this site by OnSurance or any authorized third party.
Your obligations under these Terms include the obligation to abide by other terms and conditions (“Supplemental Terms”) that may apply to specific OnSurance services, projects, features and products. This includes your use of any OnSurance service made available to you on a preview or free trial basis, or any other product or service that you may license or purchase. If a provision of any Supplemental Terms conflicts with these Terms, the provision of the Supplemental Terms will prevail in the context of the service, project or product that is subject to the Supplemental Terms.
Product and Website Availability
The services described in this web site are available only to Saskatchewan, Alberta, and Manitoba residents, who have reached the age of majority, and who possess the legal authority to create a binding legal obligation.
Collection of Public Information
OnSurance may gather any public information about customers from the following sources:
Recording of Phone Calls
Obtaining an Insurance Quote and/or Purchase
This web site offers a secure way to obtain an insurance quote and to purchase insurance. It is important to provide accurate information. If, as part of the purchase process, information provided to insurers is subsequently established to be not true, it may lead to an insurance policy being voided.
You also agree that clicking on certain buttons marked “yes”, “next”, “confirm”, “continue” and any other similar descriptions constitutes authorization to proceed to the next stage of the quote and/or purchase process.
Ownership of Intellectual Property
Certain names, logos, words, titles, phrases, service marks, icons, graphics or designs or other content contained on this web site are trade-marks or trade-names, which belong to or are licensed by OnSurance Insurance Inc. You are not permitted to reproduce these marks, logos, names without the express written consent of OnSurance. Any unauthorized use, copying, downloading may violate provincial or federal law that may result in legal action.
Insurance Providers and How We Get Paid
Links to Other Sites
Use of Information
Assumption Of Risk And Warranty Disclaimer
You agree to assume all risk in accessing and using the web site or any site materials, and with respect to any activity or project that you undertake based on or utilizing the web site or any site materials. You must take precautions (e.g., virus scans, etc.) to ensure that any content you access is free of viruses, worms or other potentially destructive elements.
Your use of the side and/or any site materials is at your sole risk. The site and all materials, content, information, products, and services are provided on an “as is”, “as available”, and “with all faults” basis. OnSurance disclaims all express or implied conditions, representations, and warranties of any kind, including any implied warranty or condition of merchantability, satisfactory quality, fitness for a particular purpose, or non-infringement. OnSurance makes no representations, warranties, conditions or guarantees as to the usefulness quality, suitability, truth, accuracy or completeness of the site, the site materials, or any products, services, content, or information provided by or made accessible by means of the site or any site materials.
OnSurance makes no warranty or representation that: (A) The site, the site materials, or any products or services will be uninterrupted, timely, secure, or error-free; (B) The results that may be obtained from the use of the site, site materials, products, or services will be accurate or reliable; (C) The quality of the site or any site materials, products, or services will meet your expectations or requirements; or (D) Any errors in the site, site materials, products, or services will be corrected. No advice or information, whether written or oral obtained by your from OnSurance, whether obtained through the site, site materials, products, services, or otherwise, shall create any warranty not expressly provided in these terms.
You assume all risk for any damage to your computer system or loss of data that results from use of, or obtaining any content from, the site and/or site materials, products, or services, including without limitation any damages resulting from viruses.
To the full extent permitted by the law, OnSurance is not and shall not be liable for any direct, indirect, punitive, special, incidental, consequential, or exemplary damages (including, without limitation, loss of business, revenue, profits, goodwill, use, data or economic advantage arising out of or in connection with the site or any site materials products, or services, even if OnSurance has previously been advised of, or reasonably could have foreseen, the possibility of such damages, however they arise, whether in breach of contract or in tort (including negligence), including without limitation damages due to: (A) The use of or the inability to use the site; (B) The cost of procurement of substitute services resulting from any data, information or services obtained, or messages received or transactions entered into, through or from the site; (C) Statements or conduct of any third party on the site, including without limitation unauthorized access to or alteration of transmissions or data, malicious or criminal behavior, or false of fraudulent transactions; or (D) Tools, features, content, or information you may access, use, modify, or rely upon.)
These Terms constitutes the final, complete and exclusive agreement between you and us relating to the subject matter that it covers, and it supersedes all prior versions. You also may be subject to additional terms and conditions that may apply when you purchase products or services, or those of any third party.
The laws and courts of Canada and the province of Saskatchewan govern these Terms, any action related to these Terms, and/or your use of the site. No choice of law rules of any jurisdiction will apply to any dispute under these Terms. You agree to submit to the personal and exclusive jurisdiction of the laws and courts located within the province of Saskatchewan, Canada.
No failure to exercise promptly any right under these Terms will create a continuing waiver or any expectation of non-enforcement. If any provision of these Terms is held to be invalid by a court of competent jurisdiction, you agree that such provision will be replaced with a new provision that accomplishes the original purpose, and the other provisions of these Terms will remain in full force and effect.
Concerns or Questions
If you have any questions or concerns about your privacy, please contact our Privacy Officer at:
ATTN: Privacy Officer